diff --git a/app/controller/admin/system/financial/Financial.php b/app/controller/admin/system/financial/Financial.php
index 6ad046cd..5bf2500a 100755
--- a/app/controller/admin/system/financial/Financial.php
+++ b/app/controller/admin/system/financial/Financial.php
@@ -149,7 +149,9 @@ class Financial extends BaseController
     {
         $where = $this->request->params(['date', 'status', 'financial_type', 'financial_status', 'keyword', 'is_trader', 'mer_id']);
         [$page, $limit] = $this->getPage();
-        $data = app()->make(ExcelService::class)->financialLog($where,$page,$limit);
+        /** @var ExcelService $make */
+        $make = app()->make(ExcelService::class);
+        $data = $make->financialLog($where,$page,$limit);
         return app('json')->success($data);
     }
 
diff --git a/crmeb/services/ExcelService.php b/crmeb/services/ExcelService.php
index ce520590..2fac4fd4 100755
--- a/crmeb/services/ExcelService.php
+++ b/crmeb/services/ExcelService.php
@@ -678,6 +678,10 @@ class ExcelService
         $list = $query->page($page, $limit)->select();
         foreach ($list as $item) {
             if ($item->financial_type == 1) {
+                if (empty($item->financial_account->bank)) {
+                    $acount = '';
+                    continue;
+                }
                 $acount = '姓名：' . $item->financial_account->name . PHP_EOL;
                 $acount .= '银行名称：' . $item->financial_account->bank . PHP_EOL;
                 $acount .= '银行卡号：' . $item->financial_account->bank_code;