diff --git a/app/common/repositories/system/financial/FinancialRepository.php b/app/common/repositories/system/financial/FinancialRepository.php
index 4d696576..7147c66c 100644
--- a/app/common/repositories/system/financial/FinancialRepository.php
+++ b/app/common/repositories/system/financial/FinancialRepository.php
@@ -35,7 +35,6 @@ class FinancialRepository extends BaseRepository
     public function financialAccountForm($id)
     {
         $merchant = app()->make(MerchantRepository::class)->search(['mer_id' => $id])->find();
-
         $form = Elm::createForm(Route::buildUrl('merchantFinancialAccountSave',['id' => $id])->build());
         $form->setRule([
             Elm::radio('financial_type', '转账类型', $merchant->financial_type)
@@ -47,9 +46,9 @@ class FinancialRepository extends BaseRepository
                     [
                         'value' => 1,
                         'rule'=> [
-                            Elm::input('name', '公司名称')->value($merchant->financial_bank->name??'')->required(),
+                            Elm::input('name', $merchant->is_company==1?'公司名称':'持卡人')->value($merchant->financial_bank->name??'')->required(),
                             Elm::input('bank', '开户银行')->value($merchant->financial_bank->bank??'')->required(),
-                            Elm::input('bank_code', '对公账号')->value($merchant->financial_bank->bank_code??'')->required(),
+                            Elm::input('bank_code', $merchant->is_company==1?'对公账号':'银行卡号')->value($merchant->financial_bank->bank_code??'')->required(),
                             Elm::input('bank_branch', '开户网点')->value($merchant->financial_bank->bank_branch??'')->required(),
                         ]
                     ],